When you arrive in the UK, you should bring about £250 in cash for your immediate needs (meals, train fares, etc.). Avoid carrying any more cash in case it gets lost or stolen. Credit and debit cards are also widely accepted, often more so than cash. You may find some shops and cafes do not accept cash at all.
Read our ‘bringing money to the UK’ page to find out about restrictions and guidance on bringing cash with you.
Banks in the UK usually open Monday to Friday, but for limited hours (check the website for the particular branch you are interested in to see the opening hours). Only some banks are open on Saturdays. If you need cash, you can change currency at ‘Bureaux de Change’ offices, which are open for longer, and are often located in stations and airports.
Try to avoid changing very small amounts of money as there is often a minimum commission charge which makes it expensive. Shops and services in the UK will accept payment in UK currency only.
You may be able to withdraw money from cashpoint ('ATM') machines if you have a Personal Identification Number (PIN) for that card.